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Over half of teens 52 percent wrongly believe that a credit card is an informal agreement to pay money owed. And where are they learning this? Sixty-three percent say they get most of their information about money, credit, and other financial matters from their parents.

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YouTube, Instagram and Snapchat are the most popular online platforms among teens. By Monica Anderson and Jingjing Jiang. The survey also finds there is no clear consensus among teens about the effect that social media has on the lives of young people today.

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Protect your money! Use the resources highlighted on this page to research purchases and companies, avoid scams and make smart financial decisions. If you've already been the victim of a bad company, you can also find information on how to file a complaint and resolve disputes.

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Debt among year olds has risen percent sinceand this age group spends almost 30 percent of its income on debt payments, according to a recent study by Demos, titled Generation Broke. The study also points out that credit card companies are aggressively marketing college students with offers of free pizza, T-shirts or other incentives, and that students are clearly lured by this technique. If you provide tools to students, you're equipping them to make good financial choices -- choices that have an enormous effect on the quality of their lives" says Stacy S.

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But as teens are finding new alternatives in other media, the teen magazine market is undergoing an adolescent crisis. Officials at Teen People, which is suspending its publication after the September issue, declined an interview. You can no longer dictate.

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Volunteers Careers Donate. Crisis Connections, formerly known as Crisis Clinic, was founded in We are one of the oldest Crisis Lines in the nation, and home to five programs focused on serving the emotional and physical needs of individuals across Washington State.

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The questions cover topics of interest to teens, such as mail order music clubs, Internet purchasing, credit cards and buying used vehicles. Teens taking the "Tuff Customer" quiz will be faced with questions such as: "Describe the return policies of two national chain stores and two locally-owned stores in your area," and "What are your return rights when the car you bought 'as is' breaks down the first week you own it? The quiz questions will lead teens to consumer-related Internet sites to find the answers.

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Teenagers will freely give up personal information to join social networks on the Internet. Afterwards, they are surprised when their parents read their journals. Communities are outraged by the personal information posted by young people online and colleges keep track of student activities on and off campus.

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Participation in online social media Web sites e. Thus, young people are exposed to and display pro-alcohol messages and images through online portrayals of drinking on personal pages as well as unregulated alcohol marketing on social media sites that may reach underage people. Such online displays of alcohol behavior have been correlated with offline alcohol behavior and risky drinking.